| Debt Consolidation | Debt Negotiation |
| Advantages | |
| Be out of Debt in 7-8 years | Be out of Debt in 2-3 years |
| Reduce interest to an average of 13% | Eliminate Principle an average of 60% |
| Ideal for people who can’t cut up their credit cards | Reduce Monthly Payments compared to Credit Card minimums |
| Ideal for people who have reached their credit limits | |
| Disadvantages | |
| 78% of people don’t complete the program | Possible Lawsuits, Liens, Judgments or Garnishments |
| Payments are Higher than the minimums payments made to the creditors (typically 2.5% of debt amount) | Remote possibility that the creditor won’t settle and you owe more due to late fees and interest |
| Increased Monthly Payments compared to Credit Card minimums. | Credit Rating Drops |
| Credit Rating Drops |
Get FREE consultation for the BEST debt settlment. Fill our web consultation form or call us toll free (877) 482-4770 NOW.